# Planning your finances
**Source**: https://www.qmul.ac.uk/newstudents/before-you-arrive/planning-your-finances/
**Parent**: https://www.qmul.ac.uk/newstudents/faqs/finance/
## We're here to help – from applying for student finance to budgeting effectively.
Start thinking early about how to manage your money - and make use of our support and resources to help you!
## Funding your studies
We can help you access funding for your course – [find guidance on what funding is available, and how to apply for it](https://www.qmul.ac.uk/welfare/money-and-practical-advice/howtofundstudies/). There is specific advice for [undergraduate](https://www.qmul.ac.uk/welfare/money-and-practical-advice/howtofundstudies/undergraduatefunding/), [postgraduate](https://www.qmul.ac.uk/welfare/money-and-practical-advice/howtofundstudies/postgraduatefunding/), and [international students](https://www.qmul.ac.uk/welfare/visas-international-advice/international-money/).
## Budgeting
We have lots of resources to help you manage your budget.
The Advice and Counselling Service provide [budget plan templates and some great money saving ideas](https://www.qmul.ac.uk/welfare/money-and-practical-advice/managing-money/).
## Opening a bank account
If you are an international student, it is advisable to open a UK bank account - [find out everything you need to know about how to open a UK bank account as an international student](https://www.qmul.ac.uk/welfare/visas-international-advice/international-money/international-banking-in-the-uk/).
Many banks offer special bank accounts for students, some even include perks or free giveaways - check out the [Money Saving Expert's advice on student bank accounts](https://www.moneysavingexpert.com/students/student-bank-account/).
## Beware of scams
There are lots of scammers targeting students, offering attractive discounts or refunds. Keep your wits about you - if a deal seems too good to be true, it probably is!