# Homes & residences: who and what is insured?

**Source**: https://www.ugent.be/en/facilities/housing/halls/insured.htm
**Parent**: https://www.ugent.be/en/facilities/housing

Ghent University has taken out a collective **fire insurance** policy for the residents of the university homes and residences.

This insurance is **free of charge** and covers the tenant’s liability in the event of fire or damage caused to the building or to third parties.

**Please note:**

- this is a complementary policy and will only offer coverage if the tenant has not taken out any other (fire) insurance to cover the damage.
- the tenant’s personal belongings are NOT covered.
- the insurance will be null and void in the event of malicious intent.

## How do I report damage?

- Any damage must be notified to the Housing Office within 8 days.
- A claim form must be filled out and returned to the Housing Office.
- A confirmed truthful and sincere statement of the estimated damage must be sent (by e-mail) to the Department of Administrative Affairs - Legal Office

An expert will make an inventory of the damage on site.

## Contact

Department of Administrative Affairs - Legal Office

Sint-Pietersnieuwstraat 25

9000 Ghent

[insurances@ugent.be](mailto:insurances@UGent.be)

To inform you: [Insurances for Ghent Uni students](https://www.ugent.be/student/en/administration/insurances)