# Proving sufficient financial means

**Source**: https://www.ugent.be/prospect/en/administration/visa/subsistence.htm
**Parent**: https://www.ugent.be/prospect/en/administration/application/internationaladmissions

## Your options at a glance

There are four recognised ways to prove your solvency. Choose the option that applies to your situation.

### Option 1: Scholarship

A document certifying that you have been awarded a scholarship, allowance or grant that meets or exceeds the [minimum monthly amount set by the Belgian government](https://dofi.ibz.be/en/themes/ressortissants-dun-pays-tiers/etudes/favoris/sufficient-means-subsistence).

*Ghent University plays no role in this process. Contact your scholarship provider directly.  \**If your scholarship doesn't meet the required minimum amount, you may use the blocked account procedure (option 3) to top your scholarship with your own means.*

### Option 2: Sponsorship (Annex 32)

An 'agreement for acceptance of financial responsibility', known as [Annex 32](https://dofi.ibz.be/en/themes/third-country-nationals/study/favorites/formal-obligation). Strict conditions apply — read the official webpage carefully before proceeding.

*Ghent University plays no role in this process.*

### Option 3: Ghent University blocked account

Students and PhD candidates admitted to Ghent University can apply for a blocked account through the university. Choose the link below that matches your situation.

- [Bachelor, master and exchange students](https://www.ugent.be/prospect/en/administration/visa/blocked-account-non-phd)
- [PhD candidates and exchange PhD](https://www.ugent.be/prospect/en/administration/visa/blocked-account-exchange-phd)

### Option 4: Student bank guarantee (escrow account)

The Belgian government recently introduced a 4th option: opening an escrow account with an approved financial provider. Currently, only two providers are accepted in Belgium:

- [Studely](https://www.studely.com/en/caution-bancaire-etudiante/)
- [Ready Study Go](https://www.ready-study-go.com/)

*Ghent University does not offer support for this option. Visit the providers' websites for more information.*

## FAQs on Blocked Accounts

Do you have questions about the blocked account procedure? Check our FAQ before sending an e-mail — your question may already be answered there.

[View frequently asked questions](https://www.ugent.be/prospect/en/administration/visa/faq-blocked-accounts)

## Contact

Can't find the answer in the FAQ? Reach out to the right team based on your student profile.

### **Bachelor, master and exchange students**

[internationalsupport@ugent.be](mailto:internationalsupport@ugent.be)

Also for students of the Dutch Preparatory Year

### **PhD candidates**

[solvencyphd@ugent.be](mailto:solvencyphd@ugent.be)

Including exchange PhD students