# Office of Scholarships & Financial Aid

**Source**: https://finaid.gatech.edu/undergraduate-types-aid/loans/private-loans
**Parent**: https://finaid.gatech.edu/undergraduate-types-aid/loans/

## Private Student Loans

Students are strongly encouraged to pursue the availability of free or lower-cost financial aid with an advisor in our office.

## Applying for a Private Loan

Before applying for a private loan, please be aware that for U.S. Citizens and Permanent Residents who meet other eligibility criteria:

- Free or lower-cost Title IV federal, state, or school student financial aid may be available in place of or in addition to a private education loan.
- Federal education loans are available for eligible students who do not demonstrate financial need.
- A private education loan may reduce eligibility for free or lower-cost financial aid with the school's financial aid office.
- You are strongly encouraged to pursue the availability of free or lower-cost financial aid with an advisor in the Georgia Tech Office of Scholarships and Financial Aid.

[Application Requirements](https://finaid.gatech.edu/apply/private-loans)