# Cost of attendanceIncoming Freshmen
**Source**: https://sfa.osu.edu/incoming-freshmen/about-aid/financial-aid-eligibility
**Parent**: https://sfa.osu.edu/incoming-freshmen/apply-for-aid
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Ohio State determines the amount of financial aid you're eligible for by estimating the
**C******os**t of Attendance** for the average student, then subtracting your
**Student Aid Index**, taken from your [FAFSA](https://studentaid.gov/h/apply-for-aid/fafsa).\
> Cost of Attendance - Student Aid Index =
> **Financial Need**
\
## Cost of Attendance (COA)
The Cost of Attendance (COA) consists of the sum of educational
**costs payable to the school** (also referred to as direct or billable costs) and
**costs paid to others** (or indirect, non-billable or discretionary) costs. The Cost of Attendance represents the highest dollar amount of financial aid a student can receive during an academic year. \
## Student Aid Index (SAI)
The SAI is the eligibility index used to determine your eligibility for federal, and in some instances, state and institutional need-based student financial aid. Generally, students with a higher SAI are eligible for less need-based financial aid. It is based upon the information provided by the student and their family on the FAFSA.\
## Financial Need
The SAI is subtracted from the COA to establish your financial need, which determines how much need-based aid you are eligible for each academic year.\
## Cost of Attendance 2026-2027 Academic Year
Ohio State University full-time, two semester academic year costs\* reflected below may vary by
[program](https://registrar.osu.edu/FeeTables/MainFeeTables.asp), credit hours enrolled, and living expenses ([housing](https://housing.osu.edu/),
[food/dining](https://dining.osu.edu/dining-plans/)) options.
### Columbus campus
#### [Incoming Freshmen, Ohio resident: Living on campus](#collapseOne)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $13,902 |
| Living expenses: housing and food | |
| Estimated Cost | $15,630 |
| Indirect Costs | |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,686 |
| Transportation | |
| Estimated Cost | $732 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$34,010** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $13,902 |
| Living expenses: housing and food | $15,630 |
| Indirect Costs | |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,686 |
| Transportation | $732 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$34,010** |
#### [Incoming Freshmen, Ohio resident: Living off campus](#collapseTwo)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $13,902 |
| Indirect Costs | |
| Living expenses: housing and food | |
| Estimated Cost | $14,578 |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,918 |
| Transportation | |
| Estimated Cost | $732 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$33,190** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $13,902 |
| Indirect Costs | |
| Living expenses: housing and food | $14,578 |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,918 |
| Transportation | $732 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$33,190** |
#### [Incoming Freshmen, Ohio resident: Living with parent or guardian](#collapseThree)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $13,902 |
| Indirect Costs | |
| Living expenses: housing and food | |
| Estimated Cost | $5,818 |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,918 |
| Transportation | |
| Estimated Cost | $2,664 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$26,362** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $13,902 |
| Indirect Costs | |
| Living expenses: housing and food | $5,818 |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,918 |
| Transportation | $2,664 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$26,362** |
#### [Incoming Freshmen, Non-Ohio resident: Living on campus](#collapseFour)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $13,902 |
| Non-resident fees | |
| Estimated Cost | $30,220 |
| Living expenses: housing and food | |
| Estimated Cost | $15,630 |
| Indirect Costs | |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,686 |
| Transportation | |
| Estimated Cost | $1,360 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$64,858** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $13,902 |
| Non-resident fees | $30,220 |
| Living expenses: housing and food | $15,630 |
| Indirect Costs | |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,686 |
| Transportation | $1,360 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$64,858** |
\
### Regional campus and ATI
#### [Incoming Freshmen, Ohio resident: Living on campus](#collapseFive)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $9,968 |
| Living expenses: housing and food | |
| Estimated Cost | $12,916 |
| Indirect Costs | |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,686 |
| Transportation | |
| Estimated Cost | $756 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$27,386** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $9,968 |
| Living expenses: housing and food | $12,916 |
| Indirect Costs | |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,686 |
| Transportation | $756 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$27,386** |
#### [Incoming Freshmen, Ohio resident: Living off campus](#collapseSix)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $9,968 |
| Indirect Costs | |
| Living expenses: housing and food | |
| Estimated Cost | $10,888 |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,918 |
| Transportation | |
| Estimated Cost | $1,386 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$26,220** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $9,968 |
| Indirect Costs | |
| Living expenses: housing and food | $10,888 |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,918 |
| Transportation | $1,386 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$26,220** |
#### [Incoming Freshmen, Ohio resident: Living with parent or guardian](#collapseSeven)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $9,968 |
| Indirect Costs | |
| Living expenses: housing and food | |
| Estimated Cost | $4,964 |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,918 |
| Transportation | |
| Estimated Cost | $4,176 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$23,086** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $9,968 |
| Indirect Costs | |
| Living expenses: housing and food | $4,964 |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,918 |
| Transportation | $4,176 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$23,086** |
#### [Incoming Freshmen, Non-Ohio resident: Living on campus](#collapseEight)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $9,968 |
| Non-resident fees | |
| Estimated Cost | $30,220 |
| Living expenses: housing and food | |
| Estimated Cost | $12,916 |
| Indirect Costs | |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,686 |
| Transportation | |
| Estimated Cost | $1,360 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$58,210** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $9,968 |
| Non-resident fees | $30,220 |
| Living expenses: housing and food | $12,916 |
| Indirect Costs | |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,686 |
| Transportation | $1,360 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$58,210** |
#### [Incoming Freshmen, Non-Ohio resident: Living off campus](#collapseNine)
| Category | |
| --- | --- |
| Direct Costs | |
| Tuition and fees | |
| Estimated Cost | $9,968 |
| Non-resident fees | |
| Estimated Cost | $30,220 |
| Indirect Costs | |
| Living expenses: housing and food | |
| Estimated Cost | $10,888 |
| Books, supplies and equipment | |
| Estimated Cost | $1,020 |
| Miscellaneous personal expenses | |
| Estimated Cost | $2,918 |
| Transportation | |
| Estimated Cost | $1,360 |
| Federal student loan fees | |
| Estimated Cost | $40 |
| **Total Estimated Cost** | |
| Estimated Cost | **$56,414** |
| Category | Estimated Cost |
| --- | --- |
| Direct Costs | |
| --- | --- |
| Tuition and fees | $9,968 |
| Non-resident fees | $30,220 |
| Indirect Costs | |
| Living expenses: housing and food | $10,888 |
| Books, supplies and equipment | $1,020 |
| Miscellaneous personal expenses | $2,918 |
| Transportation | $1,360 |
| Federal student loan fees | $40 |
| | |
| --- | --- |
| **Total Estimated Cost** | **$56,414** |
\
\*Final tuition and fees are approved annually during the May Board of Trustees meeting and may be subject to change.
\
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