# Loan Repayment

**Source**: https://www.sfa.ufl.edu/types-of-aid/loans/loan-repayment/
**Parent**: https://www.sfa.ufl.edu/types-of-aid/scholarships/

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When you graduate or your enrollment status is less than half-time, if you have taken out any student loans, you are required to have an [**Exit Counseling session**](http://www.fa.ufl.edu/bursar/alumni-former-students/exit-counseling/) with [**The University Bursar**](http://www.fa.ufl.edu/bursar/) (UB) at S-113 Criser. Exit Counseling is conducted through [**Studentaid.gov**](https://studentaid.gov).

Educational loans awarded by UF (UF Institutional Loans, such as SAFE Loans) may be repaid in equal or graduated installments. The university may require a minimum repayment for institutional loans of $30 a month.

## Federal Direct Loan Repayment Options

A number of repayment plans are available under the Direct Loan Program. For up-to-date repayment option information, visit the [**Federal Student Aid**](https://studentaid.gov/manage-loans/repayment/plans) site.

- **Standard repayment plan**
- **Graduated repayment plan**
- **Extended repayment plan**
- **Income Contingent Repayment (ICR) Plan**
- **Income Based Repayment (IBR)**
- **Pay As You Earn Plan**
- **Income Sensitive Repayment**

Estimate standard monthly payments using SFA’s **[Loan Repayment Calculator](https://www.sfa.ufl.edu/resources/student-loan-repayment-calculator/)**.