# American University of Beirut
**Source**: https://www.aub.edu.lb/benefits/Pages/faculty_Retirement_Plans.aspx
**Parent**: https://www.aub.edu.lb/benefits/Pages/Forms.aspx
## Retirement Plans
Page Content
**What are my retirement/indemnity options?**
- **Plan A: Retirement Program for U.S. Citizens and Green Card Holders**
- Full-time academic personnel who are U.S. citizens or Green Card holders are eligible to enroll in this program. The employer's contribution makes up 10% of the basic salary, while the employee's contribution makes up 5% of the basic salary.
- Contributions are invested in international funds through Vanguard.
- **Plan B: Retirement Program for Non-U.S. Citizens or Resident Alien Employees**
- Full-time academic personnel who are not U.S. citizens or Green Card holders can enroll in this program. The employer's contribution makes up 12.5% of the basic salary, while the employee's contribution makes up 5% of the basic salary.
- Contributions are invested in international funds through UBP.
- Enrollment is optional. It is your responsibility to contact the Office of Benefits to join the retirement plans.
- Both plans allow academic personnel to withdraw funds under a "Hardship Distribution" option to meet specific financial obligations. For further details, check [Plan A distribution](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_A_Hardship_Doc_Withd.pdf) and [Plan B distribution](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_B_Hardship_Rules_Regulations.pdf) documents.
**What happens if I go on leave without pay?**
All retirement contributions will cease during the period of your leave.
**How do I get my retirement if I leave AUB?**\
- Plan A: You have to initiate your “termination" process online with Vanguard.
- Plan B: You need to complete an administrative procedure to liquidate and cash out your retirement account. Please
[contact ](https://www.aub.edu.lb/benefits/Pages/contactus.aspx)the Office of Benefits for additional details. \
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### More detailed information on Retirement Plans
**Plan A: **Retirement Program for U.S. Citizens and Green Card Holders****\
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- **About Plan A**\
- [](https://www.aub.edu.lb/benefits/Pages/PlanADoc.aspx)[Plan A Document](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_A_Document_2024.pdf)\
- [How to Access Plan A Online](https://www.aub.edu.lb/benefits/Pages/PlanADoc.aspx)\
- **Plan A Forms**
- [Enrollment Form](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_A_94200_Enrollment_T50823_062022.pdf)
- [Beneficiary Form](https://www.aub.edu.lb/benefits/Documents/Benefits/Rev_1_Beneficiary_Form.pdf)
- [Rollover Form](https://www.aub.edu.lb/benefits/Documents/Benefits/94200_Rollover_ContributionT30743.pdf)\
- [Asset Transfer Form](https://www.aub.edu.lb/benefits/Documents/Benefits/094200_AssetTransfer.pdf)
- [Distribution Request Form](https://www.aub.edu.lb/benefits/Documents/Benefits/Distribution_Request_Erisa.pdf)\
- [Loan/Hardship Form](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_A_Hardship_Doc_Withd_Form.pdf)
- [Loan/Hardship Documentation](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_A_Hardship_Doc_Withd.pdf)
- **Former Plan B Members now in Plan A**
- [Election of Memorandum Account Calculation form](https://www.aub.edu.lb/benefits/Documents/Benefits/election_memo_acc_earn_calc.pdf)
- [Memorandum Account Earnings – December 2025](https://www.aub.edu.lb/benefits/Documents/Benefits/Memo_accnt_earn_calc_method_dec2025.pdf)
- [Memorandum Account History](https://www.aub.edu.lb/benefits/Pages/PlanBDoc.aspx)
- [FAQs](https://www.aub.edu.lb/benefits/Pages/faculty-retirement-plana.aspx)****
**\**
**Plan B: **Retirement Program for Non-U.S. Citizens or Resident Alien Employees****\
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- **About Plan B**\
- [Plan B Document](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_B_Document_2024.pdf)\
- [GGSI Website](http://www.globaladminservices.ca/AUB.html)
- [](http://www.globaladminservices.ca/AUB.html)**Plan B Forms**
- [Enrollment Form](https://www.aub.edu.lb/benefits/Documents/Benefits/AUB_Enrollment_Form_20231128_v6.pdf)\
- [Change Form](https://www.aub.edu.lb/benefits/Documents/Benefits/AUB_Payroll_Change_Form%20_7.pdf)
- [Hardship Form](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_B_Withdrawal_Form.pdf)
- [Withdrawal Form](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_B_Withdrawal_Form_Dominion.pdf)
- [Dominion Tax Compliance Form](https://www.aub.edu.lb/benefits/Documents/Benefits/Dominion_Tax_Compliance_form.pdf)
- [AUB Plan B Portfolio](https://www.aub.edu.lb/benefits/Documents/Benefits/AUB_Portfolios_New_v4_modified.pdf)
- [How to fill in Withdrawal Form and Required Documents](https://www.aub.edu.lb/benefits/Documents/Benefits/How_to_Fill_the_Withdrawal_Form.pdf)
- [Hardship Rules and Regulations](https://www.aub.edu.lb/benefits/Documents/Benefits/Plan_B_Hardship_Rules_Regulations.pdf)
- [FAQs](https://www.aub.edu.lb/benefits/Pages/faculty-retirement-planb.aspx)\
- **UBP Investment - Periodic Review**