Metadata
Title
Parent Loans
Category
general
UUID
7052b05be2a04bb99c378e98ea525c3f
Source URL
https://finaid.princeton.edu/financing-options/parent-loans
Parent URL
https://finaid.princeton.edu/how-aid-works/family-contribution
Crawl Time
2026-03-10T04:31:22+00:00
Rendered Raw Markdown

Parent Loans

Source: https://finaid.princeton.edu/financing-options/parent-loans Parent: https://finaid.princeton.edu/how-aid-works/family-contribution

Parents have two options for financing college costs.

2025–26 Academic Year

Loan Type Description Interest Rate Fees Borrowing Limit Repayment Period
Princeton Parent Loan University parent loan Apply Online 6.71% fixed None Parent Contribution Begins during enrollment – maximum 14-year repayment term
Direct PLUS Loan Federal parent loan Apply Online 8.94% fixed 4.228% origination fee Cost of Attendance minus Other Financial Assistance Begins during enrollment – maximum 10-year repayment term

Princeton Parent Loan Program (PPL)

This University program offers parents who qualify the opportunity to borrow their share of Princeton's costs. A review of creditworthiness is required, and both aid and non-aid families may apply. Additional details may be found online on the Princeton Parent Loan website.

2025–26 Deadline to confirm and process Princeton Parent Loan eligibility:

Direct PLUS Loan for Parents

The Direct Parent Loan for Undergraduate Students (PLUS) is another option for both aid and non-aid families to finance the parental share of Princeton's costs. The PLUS loan is credit-based. Additional details may be found online at studentaid.gov/plus-app/.

2025–26 Deadline to confirm and process federal loan eligibility: