# Health insurance and liability insurance

**Source**: https://www.uva.nl/en/education/practical-information/insurance/health-insurance.html
**Parent**: https://www.uva.nl/en/education/master-s/masters.html

Health insurance is mandatory for the duration of your stay in the Netherlands. Liability insurance is strongly recommended and in some cases required.

## Health insurance

All international students are **required** by law to have appropriate health insurance for the duration of their stay in the Netherlands. Please check before you come to the Netherlands whether your insurance will cover the **complete period** of your stay abroad, and what type of coverage it consists of.

### Special student deals

As a student at the University of Amsterdam, you can make use of the special student dealsthat some health care providers offer.

### Risk of penalty

If you do not take out health insurance, you **risk having to pay a penalty** of around 130% of the nominal premium for each month that you are uninsured, plus a fine of around €400 if you do not pay on time.

## Liability insurance

You are strongly advised to take out appropriate general third-party insurance (liability insurance). Liability insurance is mandatory for non-EEA/EU students requesting a [residence permit through the UvA](https://www.uva.nl/en/education/practical-information/visas-and-permits/visas-and-permits.html).