Insurance Options Based on Employment or Funding Status
Source: https://gradschool.utexas.edu/grad-life/health-wellness/insurance/status Parent: https://gradschool.utexas.edu/grad-life/health-wellness/insurance
Start here to learn more about the options available to you based on your status as employee, fellowship holder or self-funded graduate student.
You can also review options for dental and vision coverage and contacts for additional resources.
Insurance and Services Available Based on Student/Employment Status
| Part-time benefits-eligible academic employment | Full-time benefits-eligible academic employment | Non-academic and non-benefits-eligible academic employment | Full fellowship | No UT employment or fellowship (voluntary) | International student with no benefits-eligible academic employment (F1 and J1 students) | |
|---|---|---|---|---|---|---|
| Type of Position | TA, AI, GRA, GA, grad tutor, academic assistant (20-29 hours/week for at least 135 days) | TA, AI, GRA, GA, grad tutor, academic assistant (30+ hours/week for at least 135 days) | Hourly employment not related to field of study and non-benefits-eligible academic employment (fewer than 20 hours/week and/or less than 135 days) | Insurance options and supplements vary based on type of fellowship | None | None |
| Insurance Enrollment Period | 31 days from date of hire/date of eligibility. | 31 days from date of hire/date of eligibility. | Based on semester. | 31 days from start date of qualifying fellowship for UT Select, Delta Dental and Superior Vision. Based on semester for AcademicBlue SHIP. | Based on semester. | TX Global will automatically enroll employee; dependent enrollment based on semester. |
| Eligible for AcademicBlue SHIP (Student Health Insurance Plan) | Yes (automatically enrolled). 100% of employee premiums and 50% of dependent premiums covered by UT. | Yes (automatically enrolled). 100% of employee premiums and 50% of dependent premiums covered by UT. | Yes. Student responsible for paying premiums for self and eligible dependents. | Yes. Student responsible for paying premiums for self and eligible dependents. Many fellowships provide insurance supplements to assist with student premiums. | Yes (as long as enrolled in at least 4 credit hours in fall/spring semester, or at least 2 credit hours in summer semester). Student responsible for paying premiums for self and eligible dependents. | Yes (automatically enrolled). Student responsible for paying premiums for self and eligible dependents. A Health Insurance Administrative Fee of five percent is added to the cost of the Student Health Insurance Plan premium. |
| Eligible for UT Select Employee Medical Plan? Plan Information | Yes (but automatically enrolled in AcademicBlue SHIP). 50% of employee premiums and 25% of dependent premiums covered by UT. | Yes (but automatically enrolled in AcademicBlue SHIP). 50% of employee premiums and 25% of dependent premiums covered by UT. | No | Yes (if your fellowships are awarded on a competitive basis and valued at $10,000 or more per year). Student responsible for paying premiums for self and dependents. (Scroll down on linked site for fellow rates) | No | No |
| Dental Insurance Options | Delta Dental employee plans (automatically enrolled in premium sharing credit plan, which provides dental at no premium cost, if elected) | Delta Dental employee plans (may elect premium sharing credit plan, with decline of UT Select and enrollment in AcademicBlue SHIP, which provides dental at no premium cost, if elected) | BlueCare Dental (PDF) (available for purchase regardless of medical insurance) | BlueCare Dental (PDF) (available for purchase regardless of medical insurance) OR Delta Dental employee plans (if your fellowships are awarded on a competitive basis and valued at $10,000 or more per year) | BlueCare Dental (PDF) (available for purchase regardless of medical insurance) | BlueCare Dental (PDF) (available for purchase regardless of medical insurance) |
| Vision Insurance Options | Superior Vision employee plans (automatically enrolled in premium sharing credit plan, which provides vision at no premium cost, if elected) | Superior Vision employee plans (may elect premium sharing credit plan, with decline of UT Select and enrollment in AcademicBlue SHIP, which provides vision at no premium cost, if elected) | EyeMed Vision Care (PDF) (available for purchase regardless of medical insurance) | EyeMed Vision Care (PDF) (available for purchase regardless of medical insurance) OR Superior Vision plans (if your fellowships are awarded on a competitive basis and valued at $10,000 or more per year) | EyeMed Vision Care (PDF) (available for purchase regardless of medical insurance) | EyeMed Vision Care (PDF) (available for purchase regardless of medical insurance) |
| Contacts and Additional Resources | Contacts List Academic Graduate Student Insurance Options webpage | Contacts List Academic Graduate Student Insurance Options webpage | Academic Health Plans (AHP) | Elizabeth Korves Insurance for Graduate Student Fellows webpage | Academic Health Plans (AHP) | Texas Global Academic Health Plans (AHP) |