Full-time Undergraduate Funding
Source: https://warwick.ac.uk/services/wss/funding/fundingyourstudies/2026-27/ Parent: https://warwick.ac.uk/services/wss/funding/fundingyourstudies/
Funding Information:
- Tuition Fees
- UK Government Student Loans
- Applying to Student Finance England (SFE) for the Tuition Fee and Maintenance Loans
- Repaying the Tuition Fee and Maintenance Loans
- Disabled Students' Allowance
- Dependants' Grants
- Bursaries and Scholarships
- Living Costs, Course Costs and Budgeting
- Top Money Tips
- Student Money Journey
- Useful Links
Tuition Fees
Tuition Fees for full-time home student undergraduates in 2026-27 will be £9,790. The University expects to increase fees for future years in line with any inflationary uplift as determined by the UK Government.
Eligible students can receive a Tuition Fee Loan to cover the cost of the fees in full. For more information please see the below Tuition Fee Loan section. It is not mandatory to take out a Tuition Fee Loan. If you do not want to take out a Tuition Fee Loan and want to pay for your Tuition Fees yourself please see the following relevant webpages from the University's Student Finance Team:
UK Government Student Loans
You may be eligible for student loans from the UK Government (Tuition Fee Loan and Maintenance Loan). Eligibility for student loans will depend on certain criteria, such as your nationality and residency status. You can view the full criteria at Student Finance for Undergraduates -Eligibility.
If you are unsure whether you qualify for these student loans, you can Contact Student Finance England directly to clarify.
Tuition Fee Loan
- A non-means tested Tuition Fee Loan is available from Student Finance England (SFE).
- Eligible students can apply for and take out the full Tuition Fee Loan required to pay their Tuition Fees in full regardless of their household income.
- The Tuition Fee Loan is paid directly to the University to cover the cost of your fees in termly instalments.
- As it is a loan, you will need to repay it.
- You need to apply for this for every year of study.
Maintenance Loan
- Eligible students can apply to SFE for a Maintenance Loan towards their living and course costs.
- The Maintenance Loan is means-tested, so the amount you receive is partially based on your household income and whether you choose to live in or away from your parental home.
- The Maintenance Loan is paid in equal termly instalments.
- As it is a loan, you will need to repay it.
- You need to apply for this for every year of study.
Error: Access denied for the source page. from 8ac672c79b01476b019b028a8b240183
Applying to Student Finance England (SFE) for the Tuition Fee and Maintenance Loans
Applications for student loans are made online, see the Student Finance England - How To Apply webpage for more information. Applications for the 2026-27 academic year are expected to open in March 2026. You should apply as soon as possible to make sure that your funding is in place for the start of your course. The application takes about 30-45 minutes and you apply for both the Tuition Fee and Maintenance Loan in one application. You will need to apply for each year that you require a Tuition Fee Loan and/or a Maintenance Loan.
Repaying the Tuition Fee and Maintenance Loan
- Repayments will begin in April after you have completed or left your course.
- Repayments will start only when your income is over £25,000 per year.
- You will repay 9p for every £1 you earn over the £25,000 threshold.
- Repayments are deducted automatically through the tax system. If you are self-employed or working overseas when your repayments are due to start, you will need to arrange separate repayment arrangements with Student Finance England.
- If your income falls below the £25,000 threshold repayments will stop automatically and not re-start until you are earning over the threshold again. If you are self-employed or working overseas while making repayments and your income falls below £25,000, you will need to contact Student Finance England directly.
- There are no early repayment penalties and you can choose to make voluntary repayments to your loan at any time.
- Any outstanding loan (including interest) is written off after 40 years or if you become permanently unfit for work or die.
- Interest is applied to your loan at the point the first payment is made to you and is linked to the Retail Prices Index (RPI).
For more information, please see the gov.uk webpage, Repaying Your Student Loan.
Disabled Students' Allowance (DSA)
If you have a disability, long-term health condition, mental health condition or specific learning difficulty there is additional non-repayable support available.
- DSA is a non-repayable grant offered by SFE.
- DSA is intended to help with any disability-related costs you might have.
- Any support you receive will be based on your individual needs, not your household income.
- Full-time undergraduates can apply for DSA in the same online application form that they complete for their Tuition Fee and Maintenance Loans.
- Make sure you apply early for DSA as applications can take up to 14 weeks as you will need to undertake a Study Needs Assessment.
- For more information on the support provided, the evidence required and how to apply check out SFE's Disabled Students' Allowance webpage and/or the University's Disability Team's Applying for DSA webpage. Within the University's Disability webpage, you will also find a DSA Eligibility Checker tool which you can use to see whether you may be eligible for DSA.
Dependants' Grants
If you are financially responsible for a child or adult, you may be eligible for a non-repayable grant from Student Finance England. There are three grants available:
- Childcare Grant (CCG)
- Parents' Learning Allowance (PLA)
- Adult Dependants' Grant (ADG)
You can apply for these grants in the same online application as your Tuition Fee and Maintenance Loan. If you have already submitted your loan application and want to subsequently apply for a Dependants' Grant, please see the Student Finance Application for Dependants Grants webpage. For more information, please see our Dependants' Grants webpage.
Bursaries and Scholarships
The University offers scholarships and bursaries to students for a variety of reasons. For example, if you have a low household income, if you are a Care leaver, estranged from your family or is you have participated in certain Outreach programs, you may be eligible for a scholarship.
The Warwick Bursary
To be eligible for the Warwick Bursary you must meet all of the following eligibility criteria:
- You must be a full-time Home undergraduate student for fee purposes and domiciled in England, Scotland or Northern Ireland.
- You must be eligible for and have applied to Student Finance England (SFE), Student Finance Northern Ireland (SFNI) or the Student Awards Agency Scotland (SAAS) for income-assessed financial support via the undergraduate funding system.*
- *If you do not wish to take out a loan you should still apply for a household income assessment to be carried out and request a loan of £0.
- You must have a family income of £42,875 or below, as assessed by SFE, SFNI or SAAS
For further details and FAQs, please see the Warwick Bursary Entry webpage.
The amount of award you can receive from the Warwick Bursary depends upon your annual household income (as assessed by your student support awarding body), as demonstrated in the table below.
| Annual Household Income | Warwick Bursary |
|---|---|
| £0 - £25,000 | £2,500 |
| £25,000.01 - £35,000 | £1,250 |
| £35,000.01 - £42,875 | £500 |
For further information about other Bursaries and Scholarships offered by the University of Warwick, please see our Bursaries and Scholarships webpage.
Living Costs, Course Costs and Budgeting at University
We have dedicated webpages about managing, making, and saving money on our Money Matters sub-section. Here you can find out about Living and Course Costs, Budgeting and more!
Top Money Tips
Check out our top money tips below!
You can find more tips and ideas at Money Matters, or check out our Student Cookbook for some student-tested and approved recipes!
Student Money Journey
Below is a summary of your Student Money Journey to university.
Planning
(September - December)
- Research scholarships and bursaries.
- Research accommodation and living costs
Applying
(February - April)
- Applications to Student Finance England should open around March 2025. Apply online at gov.uk/apply-online-for-student-finance
Organising
(May-June)
- Work out your projected budget based on what money you will have coming in and what you expect your outgoings to be - good budgeting pays!
Preparing
(July - September)
- Shop around for a student bank account that meets your needs. Have a look at savethestudent.orgfor a guide to the best student accounts.
- Look into part-time work opportunities to boost your income.
Arriving
(September)
- Enrol at the University to receive your Maintenance Loan.
- Make a note of the payment dates for your accommodation.